Insurance for rental cars and carsharing

Young woman with a car

Insurance for rental cars and carsharing

With rental cars or sharing vehicles, incidents can be very expensive – in particular because the deductibles are high. With the "Rental and Sharing Vehicles" insurance you can be more relaxed on the road.

Information and frequently asked questions about the Insurance for rental cars and carsharing

No deductible

Avoid expensive surprises with your rental or shared vehicle: depending on the provider and the age of the driver, the deductible can quickly become expensive. A fender-bender can really hurt the wallet. Therefore, we cover your deductible up to CHF 5,000.

No repair costs

We will also cover repair costs of up to CHF 5,000 on your rental vehicle. We also cover damages which, according to the rental contract, the user must bear in all cases, such as the loss of the spare car key.

Person with stars

No expensive deductible reduction

Save on the expensive excess insurance when renting or sharing a vehicle worldwide and benefit from a reduction of your deductible to zero – at the annual price of less than CHF 88. 

Insurance benefits

Carefree and relaxed on the road with a rental car or sharing vehicle – without any hidden costs.

In detail

We will pay the following costs in the event of damage to a rented vehicle from a shared vehicle company or to a vehicle booked via a sharing platform for a fee:

  • contractually owed deductible
  • contractually owed costs for vehicle repairs
  • Invoiced breakdown assistance and towing costs

In addition to cars, rented motorcycles, boats and trailers are also covered.

All people living in the same household benefit from the insurance coverage, and this at a premium less than CHF 88 per year (including statutory charges such as stamp duties, any discounts such as a youth or combination discount are not included in this price). 

The coverage is valid worldwide.

What costs are covered?

We cover the deductible, contractually owed vehicle repairs, breakdown and towing costs for Rental and Sharing Vehicles from commercial providers.

Who benefits from the insurance "Rental and Sharing Vehicles"?

Anyone who regularly rents a vehicle or books one via a sharing platform. This is because the deductible is often very high with these offers and a causing accidental damage can accordingly really hurt the wallet. And this is especially true for young drivers. Reducing the deductible directly with rental car companies and carsharing platforms is usually much more expensive than the annual premium of the "Rental and Sharing Vehicles" insurance. An additional benefit: With Zurich, the deductible is not only reduced, but is eliminated completely.

Further products and services

Drive a car

Car Insurance

Third party liability, collision or partial casco: Zurich delivers the optimum choice in coverage for your individual car insurance.

Personal Liability Insurance

Private liability insurance

A claim involving third parties or property can quickly become expensive. Private liability insurance gives you comprehensive, worldwide coverage.

Relax Assistance

Travel Insurance

Whatever happens before and during your trip or when you’re home again, keep safe with Relax Assistance Travel Insurance.

Vehicle insurance guide

Young woman attaches surfboard to the roof of the car

Damaged a borrowed car – what now?

Damaging a borrowed car can be expensive. You can get insurance for it: with additional private liability insurance coverage for "Driving third-party motor vehicles."

Cyber attacks on the car

What hardly anyone knows is that not only computers but also cars can become the target of hackers' attacks.
Woman is on cell phone and holding credit card

New smartphone? This insurance makes sense for you.

Is it worth getting cellphone insurance for my new smartphone? We show you the options available. And which of them makes most sense for you.